Financial literacy is a big deal. And though this may not be a fun topic, it’s a needed topic. Being financially savvy can take you so far in life, yet it’s the thing that has the least focus. According to the National Urban League, regarding financial literacy, when it comes to the P-Fin Index, which measures eight key areas of personal finance knowledge: earning, consuming, saving, investing, borrowing and managing debt, insuring, comprehending risk and uncertainty, and go-to information sources, the lack of financial literacy is evident. According to a report published June 2022, African-American adults answered 38 percent of
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