The coronavirus crisis is testing most households and businesses in California, pushing some to the very brink of what they can bear before falling off a cliff.
But to add insult to injury, if you are Black or Brown you are still less likely to benefit from existing relief programs that could protect your home or your business.
You are less likely to be supported, despite being in need just like many others.
One helps tenants in subsidized housing build their credit, Senate Bill 1157, and another extends homeowner protections against foreclosures to tenant-occupied properties, Senate Bill 1447.
State Sen. Steven Bradford, a Democrat of Gardena, represents the 35th Senate District, He is chair of the Senate Banking & Financial Institutions Committee and vice-chair of the California Legislative Black Caucus.