In one of the saddest schemes of all, some scammers prey on those who are already short on cash – like those hosting GoFundMe or KickStarter campaigns for their surgery, car repair, pet’s medical care, and you name it. Accounts will message you or comment on your post, asking that you email them at a certain place, and claiming they will then financially help you. But why not just donate to the KickStarter you’ve published, right there, accessible to all? Because they want you to email them so they can ask for your bank information to “send you help.” But in reality, they want to hack your accounts.