A smiling woman hands a dress to a clothing store cashier. Tom Werner/Getty Images Joya Misra, UMass Amherst and Kyla Walters, Sonoma State University Clothing retailers sell their shoppers more than jeans and sweaters. Major apparel companies also sell credit, often with very high fees, like The Gap’s 21.7% starting interest rate, and US$27 to … Continued

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