If you’re interested in sharing your opinion on any cultural, political or personal topic, create an  account here  and check out our  how-to post  to learn more. ____ The past two years have been anything but certain. We’ve been hit with a whole pandemic, seen kings and queens gone too soon, felt the tide change with Black Lives Matter (thank you to those at the forefront), sworn in the first Black female Vice President (shout out to Howard), stood back and watched a riot at the nation’s capital, and witnessed Ye and Drake squash their beef. If anything, we’ve been reminded that change is the only constant. While we can’t stop change from happening, we can bake it into the decisions we make, especially around our finances.  Some of us are blessed to work at a company that is hiring, promoting and giving raises/bonuses during COVID. Meanwhile, the rest of us may have relied on Moneybagg Joe to provide financial relief to cushion the blow from job losses or furloughs.  Whether we...