“Don’t break a dollar to spend a dime” was Big Mama’s caveat of caution; think before you part with your hard-earned money.
Banks and credit unions make upwards of 30% of their profit these days on fees.
Financial institutions provide overdraft protection on your checking and credit card accounts at an average of $25 per occurrence.
Debit cards are convenient, but like credit cards, they tend to make us spend more than we would part with if we shelled out cold hard cash.
Passing them a card for that $60 feast at Pappadeaux ain’t nothing like peeling off three $20 bills.
