[Capital FM] Life has a way of throwing surprises at us-- some good, some bad. One day, everything is running smoothly, and the next, disaster strikes. A sudden job loss. A medical emergency. A business funding cut. Tax and levy increases. A flood that washes away everything you've worked for. If there's one lesson recent events in Kenya have hammered home, it's that financial preparedness isn't a luxury, it's a necessity.
